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Stay Clean

This topic has many conflicting views. This article is meant to help. Those who agree. And especially those who disagree. I write this article not from a place of moral superiority, but as a well wisher. Please take the below views in that context. What do I mean by staying clean? We, as Indians, have a culture of not abiding by the rules. Even as proud and patriotic Indians, we disregard the tax laws, the traffic laws, and everything where the law enforcement is weak. Stats show that only 1.6% of India's population pay income tax. Even amongst those who pay, some of us underreport our income. Reasons why we don't stay clean I can empathize the causes behind such a culture. Here are the most common reasons. Corruption : Why should we pay taxes when most of it just goes in the pockets of the corrupt politicians and babus! The better alternative: It's better to give to charity rather than to the government. At least it will be put to good use. Cost of living: With such high c...
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No, we are not just Customer centric

Customers are the fuel of every organization. Without them, there is indeed no point to the existence of the organization. It is the love of the customers that allows organizations to grow. It is the prerogative of every business to ensure they provide high quality products and services, delivered with compassion. But to us, an obsessive customer focus seems incomplete. The Finwisor Way We believe in love for all. We are inspired by the idea that if we rise, everyone should be benefited. Serving the Finwisor family of clients with excellence, empathy and integrity is definitely important, but it is not enough. We yearn to spread love to all stakeholders in the ecosystem. 1.       Finwisor partners We distribute financial products of multiple partners who work hard in building a great product. We enrich them with insights on customers needs. We encourage them when they make improvements, innovations. We make them a part of our Finwisor Day celebrations too. 2. ...

How to learn

  This article is originally meant for interns and employees of Finwisor. But we sincerely believe it may be helpful to everyone, so we are putting it our here. This articles relates to learning of any and every kind. Learning is an attitude towards life more than a stage of life after all! Levels of absorption If you are to make a choice, what would you rather do. Give 5 hours and derive the benefit for 5 months. Or give 10 hours and derive the benefits for a lifetime? Of course the latter one. So let's dig into the layers of learning to understand how to consciously make the most of your time. 1.      Layer 1 learning Superficial learning – parroting, hearing, listening, understanding (in increasing order of absorption)   Spending time on such learning is actually a waste of your time. You will have the satisfaction of learning something, but you will not retain much of it for long. After some time, you will also not be able to apply much of it. 2. ...

Love – our secret ingredient

  We came across the story of Curtis Perrin in the book “ The Professional ”. He is a driver who operates a shuttle bus between the train and parking lot somewhere near Philadelphia. The job is to wait for the train every hour, and take the passengers from the train to the parking lot. For most it would be an excruciatingly boring job. However, Perrin’s demeanor and behavior reflect anything but boredom. He enthusiastically greets every passenger that boards the bus, remembers the car of each passenger and takes them to their specific car instead of leaving them at the gate of the parking lot, and bids them well while leaving. No doubt the passengers love him and many a times get him something from wherever they have been to. Who doesn’t like having such delightful people in life! The love/compassion/positivity put into every action makes a huge difference. We love this idea at Finwisor and strive to incorporate it in everything. Love for clients We love our clients. We have ...

Daily routine for Finwisor Family

  A set of habits become routines. Routines are incredibly powerful in their long term impact. Naturally we want everyone to reap benefits of this tool. So we have created a routine for our Finwisor family. We have also given the rationale for the routine, so that one can do it whole heartedly. This routine is life-altering and will be something which you will take well beyond your time at Finwisor. Meditation It is a well documented fact that those who meditate are calmer, happier, and respond to situations better. The ultimate purpose of meditation is to reach a space beyond the mind and body which allows one to tap into the infinite cosmos. However, these days there are various meditations which amplify certain good emotions or create a valley between the circumstances and the observer. Follow a Guru By guru we mean an enlightened master who you connect to. All the religions promote similar virtues. Following a guru will help you reduce your ego, find deeper purpose in...

Co-operate and Collaborate…Don’t Compete!

  In today’s modern society, we are all trained to compete against each other and do our best to get to the top. In the school, college, post-graduation, workplace, reality shows, Bollywood, literally everywhere we see and hear about competitions. The one who wins them is glorified. There are award ceremonies, certificates and trophies, and glamour attached to winning. Hence our subconscious mind is unknowingly programmed to be competitive. So what’s the problem with competing!? The problem with competing is it takes people to a zero-sum game mindset. If one wins, the other loses. This concept is popularised by the name of ' scarcity mindset' . In one of the schools, a student had received 45/50 marks. That by her own standards was amazing! 90%! Then she asked her friends how many marks they had received. They had got 46, 48, 48, 50, 46 ,45. Her exuberance dropped. The same marks which made her ecstatic no more seemed appealing. The problem is the competition mindset. Y...

Positivity in Culture : I+U+

Back in IIM Lucknow, one of our professors - Payal Mehra mam spoke about different human psychological types based on how they perceive themselves and others around them. I have reproduced the chart that she explained in the picture below. It is a version of transactional analysis by Eric Berne. I+ means "I am good", I- means "I am not good". Likewise, U+ means "You are good" and U- means "You are not good". It should be noted that these personality types may be temporary and change based on times, people, circumstances, etc. However, the underlying tendency is longer lasting than the transient state. Without delving into details about each personality type, I will elaborate on what I am trying to create. I+U+ I+U+ means I am good and you are also good. Such people are appreciative of others and have healthy self-respect at the same time. They stay positive most of the time. This is the type of culture that I have tried to create at F...